
Every time you use the card at a grocery store you receive 5% back. When you use it for other purchases, you get 1% back. Then, when you build up a balance, you can either request a check from chase bank, or you can request a gift certificate for merchants such as best buy with cash back four ever services.
Cash back reward cards are an excellent way to get your feet wet in the credit card world. Try some of these on for size, and see what they have to offer. If you're going to be buying things anyway, you might as well reap additional benefits.
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